Founded in 2022, BimaPay is India’s most trusted digital lending platform that offers smart and effortless Insurance Premium Financing solutions through its channel partners.
We began with a simple belief: insurance should secure your future, not strain your present. For too long, the burden of heavy one-time premiums has kept individuals, families, and businesses from getting the coverage they truly need. BimaPay exists to change that.
We specialize in Insurance Premium Financing, Surrender Value Financing, and Corporate Insurance Premium Financing, helping people and businesses manage cash flow more efficiently. By turning large upfront costs into easy EMIs, we make insurance more accessible, practical, and stress-free. Whether it’s protecting your loved ones, securing your business, or simply easing your monthly expenses, BimaPay ensures that finance never stands in the way of peace of mind.
Every part of our process is designed to be simple, safe, and trustworthy. Approvals happen instantly, disbursements are quick, and the entire journey is 100% digital and real-time. We partner only with RBI-regulated, trusted lenders and IRDAI-approved leading insurance providers, so you always know you’re in good hands.
Through our strategic collaborations with insurance companies, lenders, and intermediaries, we are building a powerful channel ecosystem that drives greater reach, trust, and adoption across the insurance landscape.
Beyond technology and partnerships, what drives us is impact. We’re here to make insurance financing fair, accessible, and truly people-first, helping India move toward a future where protection is easier, smarter, and within everyone’s reach.
Our Lending Partners
We work only with trusted, vetted partners to keep your transactions secure. By joining hands with Hindon Mercantile Limited and Mufin Green Finance, we combine decades of NBFC expertise with innovative lending practices to make premium financing simpler and safer for you.
Our Dream Team
Every idea needs a mind, a heart, and a backbone.
Hanut Mehta
Co-founder & CEO
The Strategist.
A Chartered Accountant who’s led at Big 4 firms and built businesses in capital markets. At BimaPay, he drives vision and growth. Traveling is his zen.
Mohit Gupta
Co-founder & CTO
The Builder.
A lifelong coder with a Master’s in Computer Applications. He’s shaped platforms for non profits and enterprises alike. At BimaPay, he makes every journey seamless and digital.
Kapil Garg
Co-founder & Group Promoter
The Veteran.
With 18+ years in the lending business, he’s scaled an NBFC to ₹500 crore AUM in just 5 years. At BimaPay, he brings stability, foresight, and financial depth.
BimaPay is a premier digital lending platform dedicated to simplifying insurance financing. Our commitment to innovation ensures a 100% digital, paperless, and real-time lending experience, creating a seamless value chain that benefits everyone in the insurance ecosystem – including lending partners, intermediaries, insurers, and customers.
